This Website is designed, hosted, and owned by the Small Business Automobile Association of America (SBAAA).  Corporate offices are located at 3647 County Road 5, Divide, Colorado 80814.  

AGREEMENT BETWEEN USER AND SBAAA

This Website is offered to you, the user, conditioned on your acceptance without modification of the terms, conditions and notices contained herein. Your use of this Website constitutes your agreement to all such terms, conditions and notices.

ONLINE VEHICLE DATA, CONDITION, WARRANTY, PRICE AND PAYMENT QUOTES

The information on the SBAAA ("SBAAA") Website is being provided for educational purposes only. This Website is designed to enable users to obtain online and offline automobile price and payment quotes from participating dealers and independent providers, NOT SBAAA. All quotes are estimates only and exclude state and local taxes, as well as any state and local governmental charges, including without limitation, registration, license and title fees, documentary fees, emissions certification fees and added accessories you choose to place on the vehicle. On occasion, unintentional, but material, errors may occur in the entry of condition, warranty, pricing and/or payment data that forms the basis of such quotes furnished through the SBAAA Website. In such an event, SBAAA will not honor such quotes. SBAAA, in its sole discretion, will make the determination as to whether a quote is materially inaccurate as a result of unintentional data entry errors. KNOW WHAT YOU ARE SIGNING AT THE TIME OF PURCHASE OR LEASE as a dealer is not prohibited from independently negotiating all of the terms and conditions of the final sale. Your acceptance of and execution of a contract for the purchase or lease of a vehicle and/or your purchase or lease of any vehicle on an "as-is" or "implied warranty only" basis or with any terms differing from those quoted to you on this Website will supersede any posted or referenced terms, conditions and/or warranties displayed on our Website and be legally binding upon you.

VEHICLE AVAILABILITY AND PRICES

SBAAA DOES NOT GUARANTEE VEHICLE PRICES OR AVAILABILITY. All transactions are conducted by and fulfilled through state licensed and franchised vehicle dealers. All vehicle descriptions and prices provided to you either on our website or via separate contact following your submission of a purchase request are made by the participating dealer possessing the desired vehicle and not by SBAAA. ALL VEHICLES ARE SUBJECT TO PRIOR SALE AND MAY NOT BE AVAILABLE WHEN YOUR REQUEST IS PROCESSED. ALL PRICES AND TERMS ARE VALID ON DATE OF PUBLICATION ONLY. All data and information used in our research tools for configuring vehicles, selecting options, determining pricing, invoice or incentives on this Website are supplied by third party vendors for educational purposes only and are not intended to be binding on SBAAA or the subscribing dealer. All tools appearing on this Website that allow for configuring vehicles with different options do so with such items that are typically available from the manufacturer and are typically available at local dealerships and may not be indicative of all of the configurations and equipment available on the vehicle being configured or the exact price(s) for a vehicle so equipped. Any discrepancies or mistakes made regarding vehicle availability, condition or pricing are not the responsibility of SBAAA and should be directed to the dealer or third party vendor responsible for providing the information.

CREDIT EVALUATION

You are not required to apply for vehicle financing as a condition of your using this Website or any of the services offered hereon. Independent third party lenders and not SBAAA provide all vehicle-financing programs. If you choose to apply for financing through one of our affiliated-lending partners, you do so with this understanding. You will be asked to submit an application for credit and other documentation, as the lender deems necessary in order to facilitate the loan. Payment information provided to you on this Website is for educational purposes only and shall not be considered as final. Your actual payment will be based upon, among other things, the results of an independent credit evaluation, current prevailing interest rates, and the length and amount of the loan requested.

REBATES AND INCENTIVES

Information regarding rebates or incentives as they appear on this Website are provided to SBAAA from independent third party data providers and republished for educational benefit only. Though SBAAA uses reasonable efforts to ensure the accuracy of the information provided, such information is not intended to be a substitute for direct communication between you and the manufacturer or manufacturer's dealer/agent. Any regional and national cash incentives or rebates offered to consumers by the manufacturer are exclusively between you and the manufacturer or dealer and may affect the actual sale price of the vehicle. SBAAA does not participate in any such program and is not responsible for ensuring the incentive amount or your receipt of such benefits.

INSURANCE RATE COMPARISONS

Information regarding insurance rates and comparisons as they appear on this Website are provided to SBAAA from independent third party providers and republished for educational benefit only. SBAAA is not an insurance broker acting on behalf of any consumer, nor is SBAAA acting as an agent for a particular insurance company. SBAAA is an information service where consumers may review a number of different automobile insurance products on the market today. The coverage presented by participating insurers is designed to meet the insurance needs of a majority of consumers. Your particular circumstances may differ and thus may require additional information. By supplying these information resources, SBAAA is not making any recommendations or providing any advice as to whether or not any particular insurance coverage is suitable for your individual circumstance. SBAAA does not endorse or recommend any specific insurance company or coverage plan. Your decision to select any particular insurance company and coverage plan should be based upon your own assessment of your individual needs and the amount of insurance coverage that meets those needs. In some cases, SBAAA sources may provide comparative estimates that may be higher or lower depending upon individual underwriting criteria applied by particular insurers. This is not an application for insurance. All premiums displayed are estimates and not guaranteed.

PERSONAL AND NON-COMMERCIAL USE LIMITATION

This Website is for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from this Website. The content available through this Website is the sole property of SBAAA or its licensors and is protected by patent, copyright, trademark and other intellectual property laws. Except as otherwise explicitly agreed in writing, SBAAA-owned content received through this Website may be downloaded, displayed, and printed for your personal, non-commercial use only. Content owned by SBAAA licensors may be subject to additional restrictions. You agree not to reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate the content received through this Website to anyone, including but not limited to others in the same company or organization without SBAAA's express prior written consent.

LIABILITY DISCLAIMER

ALL CONTENT PROVIDED ON THIS WEBSITE IS FOR EDUCATIONAL PURPOSES ONLY AND DOES NOT IN ANY MANNER CREATE A LEGAL CONTRACT EXPRESS OR IMPLIED BETWEEN SBAAA AND YOU. WITHOUT LIMITING THE FOREGOING, THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES PUBLISHED ON THIS WEBSITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY MADE TO THE INFORMATION HEREIN. SBAAA AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THIS WEBSITE AT ANY TIME. SBAAA AND/OR ITS RESPECTIVE SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION, SOFTWARE, PRODUCTS AND SERVICES CONTAINED ON THIS WEBSITE FOR ANY PURPOSE. ALL SUCH INFORMATION, SOFTWARE, PRODUCTS AND SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. SBAAA AND/OR ITS RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO SUCH INFORMATION, SOFTWARE, PRODUCTS AND SERVICES, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. IN NO EVENT SHALL SBAAA AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEBSITE OR WITH THE DELAY OR INABILITY TO USE THIS WEBSITE, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES OBTAINED THROUGH THIS WEBSITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEBSITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF SBAAA OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.

NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of this Website, you warrant to SBAAA that you will not use this Website for any purpose that is unlawful or prohibited by these terms, conditions, and notices.

LINKS TO THIRD PARTY SITES

This Website may contain hyperlinks to Websites operated by parties other than SBAAA. Such hyperlinks are provided for your reference only. SBAAA does not control such Websites, and is not responsible for their contents. SBAAA's inclusion of hyperlinks to such Websites does not imply any endorsement of the material on such Websites.

MODIFICATION OF THESE TERMS AND CONDITIONS

SBAAA reserves the right to change the terms, conditions, and notices under which this Website is offered at any time without notice.

GENERAL

This agreement is governed by the laws of the State of Colorado, USA. You hereby consent to the exclusive jurisdiction and venue of courts in Teller County, Colorado, USA in all disputes arising out of or relating to the use of this Website. Use of this Website is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and SBAAA as a result of this agreement or use of this Website. SBAAA's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of SBAAA's right to comply with law enforcement requests or requirements relating to your use of this Website or information provided to or gathered by SBAAA with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of this agreement shall continue in effect. This agreement constitutes the entire agreement between the user and SBAAA with respect to this Website and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and SBAAA with respect to this Web site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

Any rights not expressly granted herein are reserved.

Questions regarding the Usage Terms, Conditions and Privacy Policy can be sent to termsofuse@sbaaa.com