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This Privacy
Policy is effective as of January 1,
2006. |
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Small
Business Automobile Association of
America takes your privacy seriously.
SBAAA understands that privacy concerns
are extremely important to our
customers. We would like to assure you
that we are committed to protecting your
personal privacy. Please read the
following to learn more about our
privacy policy. |
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What This
Privacy Policy Covers
This privacy
policy (this “Privacy Policy”) covers
how Small Business Automobile
Association of America (SBAAA) treats
personal information that SBAAA collects
and receives through this website (this
“Site”), including information related
to your use of SBAAA products and
services. Personal information is
information you provide about yourself
that is personally identifiable like
your name, address, email address, phone
number, and social security number.
This Privacy Policy does not apply to
the practices of companies or the
content of websites of companies that
SBAAA links to or does not own or
control, or to people that SBAAA does
not employ or manage. In those cases,
you will become subject to the security
and privacy policies of those companies
or individuals and the policies that are
posted on the associated website(s). If
you wish to restrict their use or
disclosure of your personal information,
you will have to direct any opt-out or
other non-disclosure request to those
companies or individuals in accordance
with their respective policies. |
Information
We Collect
In order to
ensure that consumers get the very best
service, SBAAA collects demographic
information, web pages visited and other
consumer-volunteered information from
sources such as forms, e-mail
communications, survey information
and/or site registrations. SBAAA’ s
request forms may require users to give
us information such as your name,
address, phone number, social security
number, e-mail address and certain
financial and credit-related
information. In addition, users who
desire to receive automotive finance
quotes provide us with and authorize us
to convey to our trusted fulfillment
partners the right to obtain financial
information about such users.
This
information allows SBAAA to match you
with a trusted fulfillment partner, such
as an automobile dealer or bank, that we
feel is best able to fill your request.
This information also helps SBAAA in the
development or referral of valued
products and services offered by SBAAA
and other companies that we believe will
meet the continuing needs of our
customers. Collected information is
used to improve the content of this
Site, customize the content and/or
layout of this Site for individual
users, and to contact users for
marketing purposes as well as route
requests to our trusted fulfillment
partners. Please note that SBAAA does
not provide financing, credit, vehicles
or related products or services. SBAAA
transmits any requests for financing,
credit, vehicles or related products or
services to trusted fulfillment partners
for consideration.
SBAAA
automatically receives and records
information on our server logs from your
browser, including your IP address,
SBAAA cookie information, and the page
you request. SBAAA uses information for
the following general purposes: to
customize content you see, fulfill your
requests for products and services,
improve our services, contact you,
conduct research, and provide anonymous
reporting for internal and external
clients. |
Children's
Guidelines
Although
this Site is intended for the use of
adults, and is not of likely interest to
children, the forms on this Site are
capable of collecting online contact
information from children who furnish it
without prior parental consent or
parental notification. Upon discovery
that any such information may be
supplied by children, such information
shall be disregarded and deleted.
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Personalization
SBAAA offers
its users the advantage of
personalization on this Site by using
cookies. Web site personalization
provides our customers with a more
convenient online experience and is at
no time used to track information or
retrieve data from your hard drive.
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Cookies
Cookies are
pieces of information that a web server
may transfer to your computer through
your web browser. When this information
is stored on your computer, our system
is able to recognize your browser and,
in turn, customize web page content for
you. We will not use any cookies to
retrieve data from your hard drive or
obtain sensitive information about you.
When a cookie is set, your browser will
check it for length, an expiration date,
and where it originated. You can decide
if and how your computer will accept a
cookie by configuring your preferences
or options in your browser. However, if
you choose to reject cookies, you may
not be able to use certain of our online
services or website features.
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Third Party
Cookies
In the
course of serving advertisements to this
site, third-party advertisers may place
or recognize a unique cookie on your
browser. |
Third Party
Tracking
SBAAA may
use third-party advertising companies to
serve ads on our behalf. These companies
may employ cookies and action tags (also
known as single pixel gifs, tracking
pixels or web beacons) to measure
advertising effectiveness. Any
information that these third parties
collect via cookies and action tags is
anonymous. |
Security
SBAAA
understands the importance of security
for our consumers. When applicable, we
use SSL (Secure Socket Layer) encryption
technology to protect sensitive personal
or financial information during
transmission. This allows your personal
information to be submitted in a secure
environment to the intended parties. An
SSL-capable web browser is needed to
support this encryption technology.
Netscape Navigator 4.6 or higher or
Microsoft’s Internet Explorer 4.01 or
higher will support SSL technology. To
verify that you are on a secure web page
in Netscape Navigator, right-click while
your cursor is on the form (not the
border) and select “view Frame
information” in Netscape Navigator. To
view security certificates in Internet
Explorer, click Internet Options on the
View menu in the browser and then the
Content tab. In the Certificates area,
click the Personal, Sites, and
Publishers buttons to view the current
certificates. |
Information
We Share With Others
1. SBAAA
Agents
SBAAA may decide to share your personal
information with companies that work on
behalf of or with SBAAA. These
companies may use your personal
information to help SBAAA communicate
with you about offers from SBAAA, to
inform you about SBAAA’s products and
services, or to provide you with
information about other exciting
products and services.
2. Trusted
Fulfillment Partners
When you request our services, we
provide your personal information to
selected trusted fulfillment partners,
such as automobile dealers or banks, who
we believe can provide the product or
service you request. Your request for
any such products, services or
information constitutes an express
authorization for us to provide your
personal information to any applicable
trusted fulfillment partner as we
choose, in our sole discretion, to
fulfill your request. For example,
should you request an auto loan quote,
your personal information will be
distributed to trusted fulfillment
partners for credit checks and loan
approvals. Our trusted fulfillment
partners may use your personal
information to process your order,
approve your credit, respond to your
requests for information or provide
further information about products and
services that they believe will meet
your continuing needs. As our trusted
fulfillment partners may keep and use
your information whether or not you
purchase their products or use their
services, your personal information will
be subject to their privacy policies,
and you should contact them directly for
more information about their specific
privacy policies.
3. Other
Third Parties
SBAAA may provide personal information
to other third parties that it believes
will be able to provide you with
valuable products, services, or other
information that may be of interest. As
such third parties may keep and use your
information whether or not you purchase
their products or use their services,
your personal information will be
subject to their privacy policies, and
you should contact them directly for
more information about their specific
privacy policies
4.
Required Disclosures
SBAAA may also disclose personal
information in response to subpoenas,
court orders, or legal process, or to
establish or exercise our legal rights
or defend against legal claims. We
believe it is necessary to share
information in order to investigate,
prevent, or take action regarding
illegal activities, violations of
SBAAA’s Terms of Use, or as otherwise
required by law. |
Ownership of
the Information
Once it is
received in the SBAAA database, all
request form information, including your
name, e-mail address, home address,
financial and credit information becomes
the property of SBAAA. |
Third Party
Partner Privacy Policies
Except as
otherwise expressly included in this
Privacy Policy, this document only
addresses the use and disclosure of
information we collect from you. If you
disclose your information to third
parties that you are placed in contact
with through this Site or other websites
throughout the Internet, different
privacy policies may apply to their use
or disclosure of the information you
disclose to them. Since SBAAA does not
control the privacy policies of third
parties, you are subject to the privacy
policies of that third party, and we
encourage you to read their privacy
policies or ask questions before you
disclose your personal information to
others. |
Your
Acceptance of These Terms
By using
this Site and providing us with your
information, you agree to the SBAAA
Privacy Policy. If you do not agree to
this policy, you may not use this Site.
We reserve the right, at our discretion,
to change, modify, add, or remove
portions of this Privacy Policy from
time to time and at any time, and any
such changes will be posted to this
site. Please check this page frequently
for changes. Your continued use of this
Site following any changes means you
accept those changes |
Changes to
this Privacy Policy
We reserve
the right, at our discretion, to change,
modify, add, or remove portions of this
Privacy Policy from time to time and at
any time. Please check this page
frequently for changes. Your continued
use of this Site following any changes
means you accept those changes.
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SPECIAL
NOTICE TO CALIFORNIA CUSTOMERS
As a California resident, you have certain rights
under state law that relate to the
sharing of your personal information
with third parties for their own direct
marketing purposes. SBAAA has chosen to
comply with
California law
SB 27 in the following way:
First,
individual customers who reside in California and have provided their personal
information to SBAAA may request (no
more than once per calendar year)
information about our disclosures of
certain categories of personal
information to our trusted fulfillment
partners. To
make such a request, please send
a letter
and provide us with your name, address
and email address. Within thirty days
of receiving such a request, SBAAA will
provide a list of the categories of
personal information disclosed to our
trusted fulfillment partners during the
immediately preceding calendar year,
along with their names and addresses.
All
inquiries relating to California SB 27
should be directed to us at :
Small
Business Automobile Association of
America
Member Care – California Privacy
P.O. Box 999
Divide, CO 80814 |
Questions
and Suggestions
If you have
questions or suggestions, or want the
opportunity to review or change any of
the information collected from or about
you, please complete a feedback form,
email us at
privacy@sbaaa.com or you can
contact us at:
SBAAA, Inc.
Member Care – Privacy Policy
P.O. Box 999
Divide, CO 80814 |
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