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SBAAA Car Insurance - Frequently Asked Questions


Body Shop Satisfaction
Q: After a car accident, I had my car repaired at a body shop my insurance company referred me to. But I'm not happy with the work that was done--is there anything I can do about it? Read answer

Broken Windshield
Q: Is a broken windshield covered under my auto policy deductible? Read answer

Claims Causing Canceled Insurance
Q: I heard that some companies cancel people's insurance if they have just one claim. Is this true? Read answer

College Kid Has Car
Q: I am adding my son to my auto insurance policy, and he'll be taking one of my cars with him to college. Does this mean that he'll be considered the principal driver on the policy? Read answer

Credit & Insurance
Q: Why do auto insurance applications include questions asking for credit information or if you have claimed bankruptcy? Read answer

Driving Records & Point System
Q: How do points affect your insurance rates, and when do insurance companies check driving records? Read answer

Driving Without Insurance
Q: I just found out that my son has been driving without insurance for a few years. Now he wants to get it, but I'm worried. Won't he have trouble finding a company willing to insure him? Read answer

Elderly Drivers
Q: Should my 90-year-old father still be driving? Read answer

First Car
Q: I'm buying my first car. Can you give me some tips on finding a good insurance company? Read answer

Insurance for Non-Car Owner
Q: I live in the city and rely on public transportation, but I occasionally borrow or rent a car for trips to the city. Should I have an auto insurance policy? Read answer

Insurance Needs for College
Q: My child is heading off to college this fall. What insurance issues does this raise? Read answer

Insuring Used Cars
Q: I am buying a used car that is worth only a few hundred dollars. Do I need to insure it? Read answer

Leased Cars & GAP Insurance
Q: I lease my car. Do I need GAP insurance? Read answer

Loaning a Car
Q: If someone borrows my car, are they covered under my auto insurance? Read answer

Missed Auto Insurance Premium
Q: I forgot to pay my auto insurance premium last month. Will my policy be canceled? Read answer

More Expensive for Select SUV's
Q: Why do certain sport utility vehicles cost more to insure than others? Read answer

No-fault Auto Insurance
Q: I'm moving to a state with "no-fault" auto insurance--what exactly does this mean? Read answer

Spouse with Poor Driving Record
Q: I'm marrying someone who has a poor driving record. Will my insurance premium go up? Read answer

SR-22 Insurance
Q: What is SR-22 insurance? Read answer

Teenage Driver
Q: My teenager just got his license. How can I insure him without going broke? Read answer

Totaled Car
Q: My car was totaled in an accident. Is there anything I can do to get it back or at least get a larger settlement amount? Read answer

Winters in Florida
Q: I go away for the winter to Florida and don't bring my car. Can I get my auto insurance suspended to save money? Read answer